It can be overwhelming to pack for vacation! We typically drive up to my grandma’s house which is about eight hours away for our family vacation. Her house is located out in the middle of farm country, about 20 minutes from “town.” There is not much for the kids to do, so we bring everything with us! Balls, bicycles, swim gear, food, clothes, coloring books, DVD’s, books . . . the list goes on and on!
I literally start preparing for vacation 1-2 weeks before we go. Usually, I start buying food and packing it in boxes a couple of weeks before we go. Then the week of vacation, I go to the kids’ rooms and start packing their clothes. I check off my mental checklist as I go through their drawers and pack the outfits they need, Sunday clothes, undergarments, socks, jeans, swimsuits, and more. However, there are always a few things that may need to be packed up last minute or may still be in the wash. I write down those items right then to make sure I don’t forget them.
DVD’s for the kids, books, and coloring supplies can also be packed up early. We have to have something for the kids to do while we are on the road and on days when it may rain. We also try to bring up a couple of craft ideas. Last year we tried dyeing Queen Anne’s lace and a crayon/rock craft. All we needed to bring up with us was some food coloring and crayons!
Many food items cannot be packed up until right before we load the car, so I write a detailed food list to make sure I don’t forget my designated food items. My sisters’ families and my mom and dad come too; and we each have a couple of main meals to take care of plus a gallon of milk, lunch items, juice, and breakfast items. Since town is 20 minutes away, and their grocery stores are usually expensive, we bring up as much as we can in our cooler (and car top carrier!)
And then there are all the medicines, first aid supplies, hair and hygiene products, and more! Yes, I have a list for those items too!
I thought I was doing great and that I had everything I needed l a couple of years ago when we were on our family vacation to the farm. And then the unexpected happened.
My second daughter is allergic to cats, but we did not know how allergic she was. She had never been around cats that much, but she really wanted to see the cats that live in the barn. The cats are a highlight of our vacation to the farm as we almost always find a new litter of kittens in the barn. We would take a few of the kittens in to the house for my grandma to see. She loves her cats, but she wasn’t able get out to the barn to see them anymore.
So we let Karis pet the cats. She petted the momma cat for a while; then she came in to the house. Immediately, I could tell that her allergies were worse than I thought. She had some hives on her arms where the cats had rubbed up against her, and her voice was sounding different.
We had her change her clothes and wash her arms and neck, and then I told her to lay down to rest. Her breathing was a little heavy, and I started to get worried. It was a Sunday, and the little clinic in town was not open, and the nearest hospital was over half an hour away. I had brought Zyrtec with me, but that takes a long time to kick in.
I went to town and bought some Benadryl. She responded very well to the Benadryl, and a crisis was averted.
Sometimes, however, a crisis can’t be averted. There are some items beyond our control. Accidents happen. Of course, we can make sure that we have the necessary equipment for when our children ride their bikes such as bike helmets or that we have life jackets for some water activities. But we also can be proactive and make sure our family is covered with quality insurance in case the unthinkable happens.
Each year, 2.6 million children visit emergency rooms for sports-related injuries. On average, the expense of an individual injury is $5,500! In fact, without health insurance, the average cost to treat a broken leg is over $10,000.
Aflac’s accident insurance helps families focus on recovery – not finances – by staying ahead of the medical and out-of-pocket expenses that add up quickly after an injury.
Supplemental insurance policies such as accident, critical illness and cancer help protect workers from high out-of-pocket costs that major medical insurance was never designed to cover. You can find out more of what is covered by accident insurance HERE. In fact, many supplemental insurance policies pay cash benefits that can be used for everyday living expenses like groceries, child care, lodging or parking at the hospital!
How does a person get supplemental insurance?
You can obtain Aflac’s accident insurance through a direct basis and through company benefits programs. Your company may offer Aflac’s supplemental insurance as Aflac is the leading provider of voluntary insurance at the work site in the United States. If supplemental benefits are not part of your health plan, it may be worth approaching your employer to ask for them.
Usually you cannot purchase accident insurance until your company offers open enrollment each fall. Fall is almost here though, and it is important to understand what accident insurance is and how it can help keep your family’s finances protected prior to selecting next year’s benefits.
Aflac’s revolutionary concept of One Day PaySM sets it apart from all other insurance companies! Most insurance companies will pay the claims, but you may not receive payment for a month! Aflac has a solution to this problem:
Aflac recently introduced One Day Pay SM. This is an initiative that allows Aflac to process, approve and pay eligible claims in just a day!
You can also trust Aflac. In 2015, Fortune magazine included Aflac on its list of Most Admired Companies for the 14th time, ranking the company No. 1 in innovation for the insurance, life and health category.
So look into Accident Insurance for your family . . . and you can print off these vacation printables if they will help you to be prepared for your family vacation. There are some that are just blank, and others that are filled in with what I need for vacation. So if you are just like me, you are set!
What is an item that is always on your list when you are packing for vacation?
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.